You can invest in our mutual funds through a financial intermediary or simply by yourself. Financial intermediaries who cooperate with IAD Investments know our products thoroughly and will gladly advise you when choosing the ideal investment solution.
How to invest
Start investing today
Every day you have the opportunity to make one small decision that can change your financial future, whether you’re thinking about retirement, a better-quality education for your children, or you want to build a secure financial reserve. The path to financial goals can be conservative, balanced or even dynamic, which one will be yours? We offer a wide selection of mutual funds with investment strategies focused on global and regional markets.
Conservative investment
A conservative investment strategy is suitable for investors who prefer the certainty of investment returns over risky return maximization.
Balanced investment
A balanced investment strategy is suitable for investors with a balanced attitude toward risk, who are interested in stable and even growth of their investment at a lower level of risk.
Dynamic investment
A dynamic investment strategy is suitable for experienced investors who expect higher return of investment at a higher level of risk.
Which type of fund is most suitable for me?
Do you need help choosing and deciding which type of mutual fund is the ideal solution for you? By filling out a quick investor questionnaire, you will find out which investment strategy is most suitable for you.
By using our investment calculator, you can calculate the illustrative development of the investment value you could achieve by investing in one of our mutual funds.
Why invest with IAD Investments?
High level of expertise and many years of experience in the field of investments.
Portfolio of 15 mutual funds with different investment strategies
Ability to achieve stable and competitive returns even in challenging market conditions.
Minimum initial investment from 20 EUR (not valid for special funds of qualified investors)
Cooperation with significant companies in the distribution of our mutual funds.
More than 83 500 clients are already investing with us.
Innovative solutions focused on monitoring the status and development of investment value through secure IAD ONLINE access and the IAD Mobile mobile application, which allow our clients to keep their investments under control anytime, anywhere.
IAD Investments is part of the significant investment group Pro Partners Holding, a.s., which operates in the Central and Eastern European region, mainly in the private equity, real estate and finance sectors.
Your investments are safe. Our clients’ assets are held in separate accounts separate from IAD Investments’ assets and can under no circumstances become the property of IAD Investments.
The depository custody of mutual fund assets and control functions in connection with mutual fund assets, their valuation and transactions, and the issuance and redemption of unit certificates are provided by an independent depository, which is Slovenská sporiteľňa, a.s.
The Supervisory Board of IAD Investments supervises the performance of the Board of Directors’ powers and the performance of the company’s activities. An independent auditor verifies the accuracy and truthfulness of the financial statements, the annual report of IAD Investments and the financial statements of the mutual funds.
IAD Investments is a financial institution and is subject to the supervision of the National Bank of Slovakia, as the supervisory authority for financial market entities. The management of funds and the activities of IAD Investments as a management company are regulated in particular by Act No. 203/2011 Coll. on Collective Investment.
The high quality and professionalism of our mutual fund management
is regularly awarded in prestigious financial product competitions.
Investment taxes
The assets of the mutual fund are subject to the provisions of Act No. 595/2003 Coll. on Income Tax, as amended (hereinafter referred to as the “Income Tax Act”) and the provisions of specific international treaties on the avoidance of double taxation.
If the management company pays out returns from the assets in the mutual fund during the calendar year (in accordance with Act No. 203/2011 Coll. on collective investment), their payment is taxed at a 19% witholding rate. This means that the unitholder receives a net (taxed) return.
Income from mutual fund unit certificates obtained from their redemption (return) is subject to income tax for individuals and legal entities.
The tax is collected by withholding, and the payer of the tax is the management company.
However, the management company will not withhold tax if the recipient of the return from the redemption of a unit certificate is a mutual fund, a securities dealer, or a foreign securities dealer holding mutual fund unit certificates in its own name for its clients as part of the provision of investment services in the territory of the Slovak Republic through its branch or without establishing a branch.
The tax regime of investors who are not tax residents of the Slovak Republic is governed primarily by the provisions of the double taxation treaty concluded between the Slovak Republic and their country of residence. The taxation of income from investment in a mutual fund may change in connection with legislative changes in the area of income tax.
Special conditions apply to the taxation of profits from the resale of mutual fund units acquired before 31.12.2003. In the case of these units, it is possible to apply for an exemption from income tax on profits from the resale of units, but for more information, please contact a tax advisor.
Disclaimer: IAD Investments, reports. spol., a.s. bears no responsibility for the incorrect application of the above-mentioned opinions to the taxation of mutual fund units, or for inaccurate or incorrect interpretation of the relevant legal provisions relating to the taxation of mutual fund units.
NOTICE. This material is a marketing communication. Before making any investment decision, please read the sales prospectus, statute and document with key information for investors of IAD Investments správ, spol., a.s. (hereinafter referred to as “IAD”) in the Slovak language at the headquarters of IAD, at sales points, at the headquarters of the depository or at www.iad.sk. For more information, contact your financial intermediary or www.iad.sk.
The value of an investment in a mutual fund may also decrease and there is no guarantee of a return on the amount originally invested. There is also a risk associated with investing in mutual funds. In accordance with the mutual fund statutes, the proportion of securities issued by states and international organisations, as listed in the appendix to each mutual fund statute, may exceed 35% of the value of the assets in the fund, which may be as high as 100%. IAD is obliged to redeem the Prvý realitný fond and the Korunový realitný fond unit trust units immediately, but no later than within the extended period of 12 months. The assets in the Prvý realitný fond are invested, under the terms of a special law, mainly in real estate, including fixtures and fittings, for the purpose of their management and sale, in participations in real estate companies and in liquid financial assets whose economic substance implies a close link with the real estate market. The Korunový realitný fond has at least 85% of its assets continuously invested in units of the Prvý realitný fond.