Marketing announcements

Marketing announcement for IAD Investments funds

Warning. This material is a marketing communication. Before making any investment decision, please read the sales prospectus, statute and document with key information for investors of IAD Investments správ, spol., a.s. (hereinafter referred to as “IAD”) in the Slovak language at the headquarters of IAD, at sales points, at the headquarters of the depository or at www.iad.sk. For more information, contact your financial intermediary or www.iad.sk.

The value of the investment in the mutual fund may also decrease and the return on the amount originally invested is not guaranteed. There is also a risk associated with investing in mutual funds. In accordance with the mutual fund statutes, the share of securities issued by states and international organizations listed in the annex to the statutes of individual mutual funds may exceed 35% of the value of the fund’s assets, which may reach up to 100%. The IAD is obliged to pay out the unit certificate of the First Real Estate Fund and the Crown Real Estate Fund without delay, but no later than within an extended period of 12 months. Assets in the fund The first real estate fund is invested mainly in real estate, including accessories for the purposes of their management and sale, in ownership interests in real estate companies and in liquid financial assets, the economic nature of which results in close links with the real estate market. Korunový realitný fond has at least 85% of its assets continuously invested in the units of the Prvý realitný fond.

Marketing announcement for the Prvý realitný fond

Warning. This material is a marketing communication. Before making any investment decision, please review the sales prospectus, statute and key information document for investors of the Prvý realitný fond managed by IAD Investments, správ. spol., a.s. (hereinafter referred to as “IAD”) in the Slovak language at the headquarters of IAD, at sales points, at the headquarters of the depository or at www.iad.sk. For more information, contact your financial intermediary or www.iad.sk.

The value of the investment in the mutual fund can also decrease and the return of the originally invested amount is not guaranteed. Investment in mutual funds is also associated with risk. IAD is obliged to pay out the share certificate of the Prvý realitný fond without delay, but at the latest within an extended period of 12 months. Assets in the fund According to the terms of a special law, the first real estate fund is invested mainly in real estate, including accessories for the purposes of their management and sale, in equity participations in real estate companies and in liquid financial assets, the economic nature of which results from a close connection with the real estate market.

Marketing announcement for ETF Sporenie

Warning. This material is a marketing communication. ETF Sporenie offers investment strategies with a medium to high degree of investment risk and is intended for persons who are non-professional clients and are not residents of the United States of America, and who are willing to take medium to high risk associated with the investment, and thus the risk of fluctuations in its value , possibly also the loss of invested funds, and whose investment goals are aimed at asset appreciation and/or the creation of a financial reserve. When providing ETF Sporenie, the Client’s Portfolio consists of ETF Securities, which are securities of a fund traded on the stock exchange, the so-called ETF and funds intended for the acquisition of ETF Securities. Investing in ETF Securities in ETF Sporenie is also associated with risk, the value of this investment may also decrease and the return of the originally invested amount is not guaranteed.

Before you make any investment decision, see all related information about ETF Sporenie, including the fees you pay as a Client, in the documents: Business Terms for ETF Sporenie, Offer of Investment Strategies for ETF Sporenie, Agreement for ETF Sporenie, Schedule of Fees for ETF Sporenie and Information about IAD and the services provided by it, which are available in the Slovak language at the headquarters of IAD Investments, správ. spol., a.s., at the headquarters of the Intermediary or at Intermediaries who are subordinate financial agents and perform financial mediation on the basis of a contract concluded with the Intermediary.

Marketing announcement for IAD Sporenie

Warning. This material is a marketing communication. IAD Sporenie offers investment strategies with a low to high degree of investment risk and is intended for persons who are non-professional clients and are not residents of the United States of America, and who are willing to take a medium to high risk associated with the investment, and thus the risk of fluctuations in its value, possibly also losses of invested funds, and whose investment goals are aimed at asset appreciation and/or the creation of a financial reserve. When providing IAD Sporenie, the client’s portfolio consists of financial instruments, which are unit certificates of mutual funds managed by IAD Investments, správ. spol., a. with. (hereinafter referred to as “IAD”) and funds intended for the acquisition of Financial Instruments. The value of the investment in the mutual fund can also decrease and the return of the originally invested amount is not guaranteed. Investment in mutual funds is also associated with risk. In accordance with the statutes of mutual funds, the share of securities issued by states and international organizations, listed in the annex to the statutes of individual mutual funds, may exceed 35% of the value of assets in the fund, while this share may reach up to 100%. IAD is obliged to pay out the share certificate of the Prvý realitný fond without delay, but at the latest within an extended period of 12 months. Assets in the fund According to the terms of a special law, the first real estate fund is invested mainly in real estate, including accessories for the purposes of their management and sale, in equity participations in real estate companies and in liquid financial assets, the economic nature of which results from a close connection with the real estate market.

Before you make any investment decision, see all related information about IAD Sporenie, including the fees you pay as a Client, in the documents: Business Terms for IAD Sporenie, Offer of Investment Strategies for IAD Sporenie, Contract for IAD Sporenie, Fee Schedule for IAD Sporenie and Information about IAD and the services provided by it, which are available in the Slovak language at the headquarters of IAD, at the headquarters of the Intermediary or at Intermediaries who are subordinate financial agents and perform financial mediation on the basis of a contract concluded with the Intermediary. You can familiarize yourself with the statute, the sales prospectus and the document with key information of the funds in the Slovak language at the IAD headquarters or at www.iad.sk.

Marketing announcement for the Private Banking portfolio management service

Warning. This material is a marketing communication. The Private Banking portfolio management service offers investment strategies with a low to high degree of investment risk and is intended for persons who are not residents of the United States of America and who are willing to take a low to high risk associated with an investment, and therefore the risk of fluctuations in its value, or also losses of invested funds, and whose investment goal is the appreciation of assets, the creation of a financial reserve or regular income (payment of interest, dividends, income). When providing the Private Banking portfolio management service, the client’s portfolio is made up of Financial Instruments, which are mainly a share, bond, share certificate or equity participation of a collective investment entity, investment certificate, promissory note, derivative or other transferable security and funds intended for the acquisition of Financial Instruments. Investment in Financial Instruments in the management of the Private Banking portfolio is also associated with risk, the value of this investment may decrease and the return of the originally invested amount is not guaranteed.

Before you make any investment decision, see all related information about Private Banking portfolio management, including the fees you pay as a client, in the documents: Business terms for the provision of the Private Banking portfolio management service, Contract for the provision of the Private Banking portfolio management service,
Fee schedule for RP Private Banking, Questionnaires and Information about IAD and the services provided by it, which are available in the Slovak language at the headquarters of IAD Investments, správ. spol., a.s., at the headquarters of the Intermediary or at Intermediaries who are subordinate financial agents and perform financial mediation on the basis of a contract concluded with the Intermediary.