Note: When providing IAD Sporenia, the client’s portfolio consists of financial instruments, which are unit certificates of mutual funds managed by IAD Investments, správ. spol., a. with. (hereinafter referred to as “IAD”) and funds intended for the acquisition of financial instruments. The value of the investment in the mutual fund may also decrease and the return on the amount originally invested is not guaranteed. There is also a risk associated with investing in mutual funds. You can get acquainted with the statute, sales prospectus and key information for IAD fund investors in the Slovak language at the IAD headquarters, at points of sale, at the depositary’s headquarters or at www.iad.sk. In accordance with the mutual fund statutes, the share of securities issued by states and international organizations listed in the annex to the statutes of individual mutual funds may exceed 35% of the value of the assets in the fund. The IAD is obliged to pay out the unit certificate of the First Real Estate Fund without delay, but no later than within an extended period of 12 months. Assets in the fund The first real estate fund is invested mainly in real estate, including accessories for the purposes of their management and sale, in ownership interests in real estate companies and in liquid financial assets, the economic nature of which results in close links with the real estate market. This material is a marketing announcement, it is of an informative nature only, it is not a proposal or a call for the conclusion of an IAD SAVINGS contract.