IAD ONLINE

IAD ONLINE provides our clients with information and an overview of their investments using secure access. The service allows clients to monitor the development of their investment, to submit requests for payment or continuous payment of unit certificates electronically, to request a transfer of money between funds and to cancel requests for continuous payment of unit certificates.

One of the advantages of IAD ONLINE is that it can be used to submit some requests without visiting IAD Investments personally or certifying requests by a notary public (PLUS access).

The service is free and available in multiple languages. It is obtained automatically after completing the Request for Shareholder Registration and investing in our product.

Types of secure access

IAD Investments provides clients with the following functionalities in IAD ONLINE (see table):

Form of Secure Access	Overview of Information and Value of Assets	Request for Payment of Unit Certificates	Application for regular payment of unit certificates*
IAD ONLINE PASSIVE	yes	no	no
IAD ONLINE PLUS	yes	yes	yes
IAD ONLINE Super PLUS	yes	yes	yes

*If other conditions set out in the Terms and Conditions for Secured Data Access are met, the Investor may submit an Application for the Payment of Shares through IAD ONLINE Access, requesting regular payment of Shares for the Shares of the following Mutual Funds:
1. Český konzervativní, o.p.f., IAD Investments, správ. spol., a.s.
2. Zaistený IAD – depozitné konto, o.p.f., IAD Investments, správ. spol., a.s.

Overview of recorded data and value of assets – allows the client to passively view electronically recorded or electronically stored data and track the development of the client’s investment value.

Request for redemption of unit certificates – allows the client to file with IAD Investments an electronic request for redemption of a unit certificate of the specified mutual fund, owned by the unitholder.

Request for continuous redemption of unit certificates – allows the client to file with IAD Investments an electronic request for continuous redemption of unit certificates of the specified mutual fund, owned by the unitholder, including electronic cancellation of orders.

To activate access to IAD ONLINE, you need:

Passive access – assets in a mutual fund or assets under individual management (the investor owns at least one unit certificate of a mutual fund or has a portfolio management agreement with IAD Investments).

PLUS access – assets in a mutual fund or assets under individual management, a bank account (the investor owns a current account in a bank with its registered office in an EU Member State), a mobile phone number.

Super PLUS Access – According to the terms and conditions set out in the Terms and Conditions for Secure Data Access.

For details about IAD ONLINE, forms necessary to establish online access and prices, see Documents and Forms.

Security

To keep your access to IAD ONLINE secure, we recommend refraining from using the system on public computers (in Internet cafes, classrooms etc.) Do not disclose your login details (password, encryption key) and keep the letter with security features you received. Do not e-mail your login details and do not click on links in e-mails, even if the sender appears to be IAD Investments, správ. spol., a.s. Our company will never ask you to send them.

We recommend changing your access data when you first log in to IAD ONLINE using secure access.

Forgot login data to IAD ONLINE / Login does not work

If you have received login information via e-mail, please search your inbox (including the junk/spam folder) for the sender iadmailing@iad.sk. If you cannot find your login information or encounter any other issues with logging in, please contact our client center by email at info@iad.sk or call the free infoline on 0800 601 601. Ensure you have your identification number or contract number and your email address ready when reaching out to us. Our client center is available on weekdays from 8:30 a.m. to 5:00 p.m.

NOTICE. This material is a marketing communication. Before making any investment decision, please read the sales prospectus, statute and document with key information for investors of IAD Investments správ, spol., a.s. (hereinafter referred to as “IAD”) in the Slovak language at the headquarters of IAD, at sales points, at the headquarters of the depository or at www.iad.sk. For more information, contact your financial intermediary or www.iad.sk.

The value of an investment in a mutual fund may also decrease and there is no guarantee of a return on the amount originally invested. There is also a risk associated with investing in mutual funds. In accordance with the mutual fund statutes, the proportion of securities issued by states and international organisations, as listed in the appendix to each mutual fund statute, may exceed 35% of the value of the assets in the fund, which may be as high as 100%. IAD is obliged to redeem the Prvý realitný fond and the Korunový realitný fond unit trust units immediately, but no later than within the extended period of 12 months. The assets in the Prvý realitný fond are invested, under the terms of a special law, mainly in real estate, including fixtures and fittings, for the purpose of their management and sale, in participations in real estate companies and in liquid financial assets whose economic substance implies a close link with the real estate market. The Korunový realitný fond has at least 85% of its assets continuously invested in units of the Prvý realitný fond.