Saving program PROFIT 2

Sale of product ended on 1.2.2020.

PROFIT 2 is a saving program of regular investments in Prvý realitný fond. The saving period is only 5 years and the minimum deposit is EUR 20 per month. PROFIT 2 offers our clients a guaranteed return of at least 2.8% p.a.

Basic information

Savings information



Basic information

  • Guaranteed return: 2,8 % p. a.
  • Underlying asset: Prvý realitný fond
  • Saving period (years): 5
  • Minimum monthly deposit: 20 EUR
  • Maximum monthly deposit: 5000 EUR
  • Periodicity of saving: monthly
  • Bank details: ČSOB, a. s.
  • Bank account of the fund: IBAN: SK82 7500 0000 0002 5506 1913
  • Variable symbol: Birth number/company ID
  • Specific symbol: 20116

Savings information

In addition to investments in mutual funds, we also offer our clients saving schemes. The PROFIT 2 regular saving scheme appreciates your deposits for five years in Prvý realitný fond. It is ideal for creating a financial reserve.

Advantages of saving with PROFIT 2:

  • Guaranteed return of at least 2.8% p.a.
  • Easy way to create a financial reserve
  • Regular saving with deposits from 20 EUR
  • This type of saving uses the effect of regular investments to appreciate your funds

Simple decision – simple saving

  • The saving is for everyone. Whether you are a natural or legal person.
  • Determine the saving amount to deposit every month on your own or with your financial advisor.
  • Complete the Draft PROFIT 2 Saving Agreement, which will be provided by your financial agent.
  • We will set up a saving scheme where your monthly deposits will appreciate.
  • Throughout the saving period, you will be able to track the development of your savings using secure access to IAD ONLINE. We will send you access data automatically after signing the agreement.

Details necessary to set up a standing order

Name of the saving scheme IBAN Variable symbol Specific symbol
PROFIT 2 SK82 7500 0000 0002 5506 1913 Birth number/company ID 20116

Payment date: we recommend the 20th day in a month at the latest.
* in accordance with the business terms and conditions of saving schemes, the payment must be credited to the saving scheme’s account by the 25th day in a month.

Your saving account statements

You will receive the first statement after your first monthly deposit has been processed. We will then inform you once a year about the balance of your savings in an annual statement.


All information about fees associated with the saving is provided in the business terms and conditions of the PROFIT 2 product and in the company’s price list. You can find them on our website in the Requests and Documents section, in the General Documents tab.

Do you want to create the saving or looking for further information?

This material is a marketing announcement. Before making any investment decision, review the sales prospectus, articles of association and key investor information document for IAD Investments, reports. spol., a.s. (hereinafter referred to as “IAD”) in the Slovak language at the registered office of IAD, at points of sale, at the registered office of the depositary or at For more information, contact your financial intermediary or

The value of the investment in the mutual fund may also decrease and the return on the amount originally invested is not guaranteed. There is also a risk associated with investing in mutual funds. In accordance with the mutual fund statutes, the share of securities issued by states and international organizations listed in the annex to the statutes of individual mutual funds may exceed 35% of the value of the fund’s assets, which may reach up to 100%. The IAD is obliged to pay out the unit certificate of the Prvý realitný fond and the Korunový realitný fond without delay, but no later than within an extended period of 12 months. Assets in the fund Prvý realitný fond is invested mainly in real estate, including accessories for the purposes of their management and sale, in ownership interests in real estate companies and in liquid financial assets, the economic nature of which results in close links with the real estate market. Korunový realitný fond has at least 85% of its assets continuously invested in the units of the Prvý realitný fond.