The mutual fund is intended for experienced investors. The Fund´s investments are focused on the countries of Central and Eastern Europe and the countries of emerging markets. The recommended investment horizon is over 5 years.
Optimal Balanced
Fund performance
Basic information
Fund detail
Documents
Fund performance
Daily data: 27. 3. 2025
Price of 1 unit certificate: 0,02536100 EUR
Equity: 8 525 278,39 EUR
Performance graph of the mutual fund in EUR
Move the cursor over the curve to show performance of the mutual fund on the relevant date. For a period of over 1 year, the fund’s performance is shown cumulatively.
Optimal Balanced, o. p. f., IAD Investments, správ. spol., a.s.
Fund creation date: 25. 4. 2006
Past performance is not a predictor of future returns.
Graph of the annual performance values of the Optimal Balanced mutual fund for the last 10 years as of
Past performance is not a prerequisite for future returns.
Fund performance in EUR, 27. 3. 2025
Past performance is not a predictor of future returns.
The performance shown is on the last day of the previous calendar month, with the exception of the value YTD 2025, which is reported as of 27. 3. 2025.
Past performance is not a predictor of future returns.
YTD 2025 | 1 month | 3 months | 6 months | 1 year | 3 years cumul. / p.a. | 5 years cumul. / p.a. | 10 years cumul. / p.a. | Since inception / p.a. |
---|---|---|---|---|---|---|---|---|
4,14 % | 1,18 % | 4,28 % | 6,10 % | 9,92 % | 10,77 % 3,46 % |
-9,99 % -2,08 % |
-11,16 % -1,18 % |
-23,60 % -1,41 % |
Basic information
Who is the fund for
The mutual fund is intended for experienced investors who wish to achieve maximum return over a five-year horizon by combining bond and equity investments, especially equities of publicly traded funds (ETFs), which copy stock indices, shares of companies and bonds from Central and Eastern European countries and the countries of emerging markets, the so-called Emerging Markets and Bank Deposit Accounts. The mutual fund has a balanced investment strategy. If an investor invests for a period shorter than the recommended investment horizon, they incur an increased risk of not achieving the investment strategy’s goals.
Fund manager: | IAD Investments, správ. spol., a.s. |
Place of fund registration: | Slovak Republic |
Investment focus: | mixed funds |
Denomination currency: | EUR |
Bank details: | IBAN: SK56 0900 0000 0052 2768 7313 SWIFT: GIBASKBX |
Fund creation date: | 25. 4. 2006 |
Minimum initial investment: | 20 EUR |
Minimum subsequent investment: | 20 EUR |
Entry fee: | less than 16 000,00 EUR*: 2,30 %, 16 000,00 EUR* and more: individual** * total cumulative investment in our mutual funds **in compliance with the principle of equal treatment of all investors |
Exit fee: | 0 % |
Management fee: | 2,50 % p.a. |
Depository fee: | 0,225 % p.a., including VAT |
Summary Risk Indicator (SRI): | 1 2 3 4 5 6 7
We have classified this Fund as 4 out of 7, which represents a medium risk class. |
ISIN: | SK3210000038 |
Important documents: | Documents and forms |
Fund detail
Fund characteristics:
- Mixed fund
- For experienced investors
- Recommended investment horizon of over 5 years
- The objective is higher long-run appreciation than bond funds and term deposits
- Medium risk class
- Investing in bond and equity investments
- The Fund´s investments are focused on the countries of Central and Eastern Europe and the countries of emerging markets
Investment strategy:
Investing in bond and equity investments, especially in equities of publicly traded funds (ETFs), which copy stock indices, shares of companies and bonds from Central and Eastern European countries and the countries of emerging markets, the so-called Emerging Markets and Bank Deposit Accounts
Factors influencing the development of the fund’s value are in particular:
General market risk, which means the risk of loss resulting from changes in the general level of market prices or interest rates.
Market risk means the risk of loss for a mutual fund resulting from a change in the market value of positions in the mutual fund caused by changes in variable market factors such as interest rates, foreign exchange rates, share prices or a deterioration in the creditworthiness of the issuer.
Economic growth of the economy in the countries to which the mutual fund’s investments will be directed. This type of risk has an average effect on the value of the share.
Specific market risk, which means the risk of loss resulting from a change in the price of only one issuer of a given financial instrument.
Currency risk arising from changes in currency exchange rates.
Interest rate risk arising from changes in interest rates.
Equity risk arising from changes in the prices of equity securities.
The risk of an event due to unforeseeable circumstances that cause the market value of a financial instrument to decline suddenly or unexpectedly.
Documents
Statutes, sales prospectuses and key information documents
Sales Prospectus and Fund Statute (from 12.03.2025) (SVK)
Document with key information (from 12.03.2025) (SVK)
Additional information supplementing the key information document:
Comments on the fund
Monthly report – February 2025
Monthly report – December 2024
Monthly report – November 2024
Monthly report – September 2024
Monthly report – February 2024
Monthly report – December 2023
Monthly report – November 2023
Monthly report – September 2023
Monthly report – February 2023
Monthly report – December 2022
Monthly report – November 2022
Monthly report – September 2022
Monthly report – December 2021
Monthly report – November 2021
Monthly report – September 2021
Monthly report - February 2021
Monthly report - December 2020
Monthly report - November 2020
Monthly report - September 2020
Monthly report - February 2020
Monthly report - December 2019
Monthly report - November 2019
Monthly report - September 2019
Monthly report - February 2019
Monthly report - December 2018
Monthly report - November 2018
Monthly report - September 2018
Monthly report - February 2018
Monthly report - December 2017
Monthly report - November 2017
Monthly report - September 2017
Monthly report - February 2017
Monthly report - December 2016
Monthly report - November 2016
Monthly report – September 2016
Annual and Semi Annual Report
Are you interested in investing in mutual funds or looking for further information?
This material is a marketing announcement. Before making any investment decision, review the sales prospectus, articles of association and key investor information document for IAD Investments, reports. spol., a.s. (hereinafter referred to as “IAD”) in the Slovak language at the registered office of IAD, at points of sale, at the registered office of the depositary or at www.iad.sk. For more information, contact your financial intermediary or www.iad.sk.
The value of the investment in the mutual fund may also decrease and the return on the amount originally invested is not guaranteed. There is also a risk associated with investing in mutual funds. In accordance with the mutual fund statutes, the share of securities issued by states and international organizations listed in the annex to the statutes of individual mutual funds may exceed 35% of the value of the fund’s assets, which may reach up to 100%. The IAD is obliged to pay out the unit certificate of the Prvý realitný fond and the Korunový realitný fond without delay, but no later than within an extended period of 12 months. Assets in the fund Prvý realitný fond is invested mainly in real estate, including accessories for the purposes of their management and sale, in ownership interests in real estate companies and in liquid financial assets, the economic nature of which results in close links with the real estate market. Korunový realitný fond has at least 85% of its assets continuously invested in the units of the Prvý realitný fond.