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Saving program PROFIT 2

Sale of product ended on 1.2.2020.

PROFIT 2 is a saving program of regular investments in Prvý realitný fond. The saving period is only 5 years and the minimum deposit is EUR 20 per month. PROFIT 2 offers our clients a guaranteed return of at least 2.8% p.a.

Basic information

Savings information

Documents

Basic information

  • Guaranteed return: 2,8 % p. a.
  • Underlying asset: Prvý realitný fond
  • Saving period (years): 5
  • Minimum monthly deposit: 20 EUR
  • Maximum monthly deposit: 5000 EUR
  • Periodicity of saving: monthly
  • Bank details: Slovenská sporiteľňa, a.s
  • Bank account: IBAN: SK55 0900 0000 0052 2768 7137
  • SWIFT: GIBASKBX
  • Variable symbol: Birth number/company ID
  • Specific symbol: 20116

Savings information

In addition to investments in mutual funds, we also offer our clients saving schemes. The PROFIT 2 regular saving scheme appreciates your deposits for five years in Prvý realitný fond. It is ideal for creating a financial reserve.

Advantages of saving with PROFIT 2:

  • Guaranteed return of at least 2.8% p.a.
  • Easy way to create a financial reserve
  • Regular saving with deposits from 20 EUR
  • This type of saving uses the effect of regular investments to appreciate your funds

Simple decision – simple saving

  • The saving is for everyone. Whether you are a natural or legal person.
  • Determine the saving amount to deposit every month on your own or with your financial advisor.
  • Complete the Draft PROFIT 2 Saving Agreement, which will be provided by your financial agent.
  • We will set up a saving scheme where your monthly deposits will appreciate.
  • Throughout the saving period, you will be able to track the development of your savings using secure access to IAD ONLINE. We will send you access data automatically after signing the agreement.

Details necessary to set up a standing order

Name of the saving scheme IBAN Variable symbol Specific symbol
PROFIT 2 SK55 0900 0000 0052 2768 7137 Birth number/company ID 20116

Payment date: we recommend the 20th day in a month at the latest.
* in accordance with the business terms and conditions of saving schemes, the payment must be credited to the saving scheme’s account by the 25th day in a month.

Your saving account statements

You will receive the first statement after your first monthly deposit has been processed. We will then inform you once a year about the balance of your savings in an annual statement.

Fees

All information about fees associated with the saving is provided in the business terms and conditions of the PROFIT 2 product and in the company’s price list. You can find them on our website in the Requests and Documents section, in the General Documents tab.

Savings program documents PROFIT 2

Business Terms and Conditions for the PROFIT 2 Saving Scheme (SVK), (PDF)

Notice on the Determination of the Guaranteed Return Rate for the PROFIT 2 Saving Scheme (SVK), (PDF)

Print savings information

Do you want to create the saving or looking for further information?

Contact us at

0800 601 601  /  info@iad.sk

Contact form

NOTICE. This material is a marketing communication. Before making any investment decision, please read the sales prospectus, statute and document with key information for investors of IAD Investments správ, spol., a.s. (hereinafter referred to as “IAD”) in the Slovak language at the headquarters of IAD, at sales points, at the headquarters of the depository or at www.iad.sk. For more information, contact your financial intermediary or www.iad.sk.

The value of an investment in a mutual fund may also decrease and there is no guarantee of a return on the amount originally invested. There is also a risk associated with investing in mutual funds. In accordance with the mutual fund statutes, the proportion of securities issued by states and international organisations, as listed in the appendix to each mutual fund statute, may exceed 35% of the value of the assets in the fund, which may be as high as 100%. IAD is obliged to redeem the Prvý realitný fond and the Korunový realitný fond unit trust units immediately, but no later than within the extended period of 12 months. The assets in the Prvý realitný fond are invested, under the terms of a special law, mainly in real estate, including fixtures and fittings, for the purpose of their management and sale, in participations in real estate companies and in liquid financial assets whose economic substance implies a close link with the real estate market. The Korunový realitný fond has at least 85% of its assets continuously invested in units of the Prvý realitný fond.