When investing in units of mutual funds managed by IAD, the Investor enters into a contractual relationship with IAD on the basis of the Application for Unit Holder Registration and Issuance of Units (hereinafter referred to as the “Application for Registration”) and accepts the General Terms and Conditions, the Terms and Conditions for Secured Data Access, the Common Operating Regulations and the IAD Price List. Investing in mutual funds is governed by the mutual fund statutes and sales prospectuses for the mutual funds in which the Investor will invest.
Forms
In this section you will find forms for investing in mutual funds, for savings programs and for IAD ONLINE Access. These forms are intended for Slovak investors. For investors who are registered on the basis of distribution of units in the Czech Republic, the forms are available at https://www.iad.sk/cs/dokumenty/.
Forms – investing in mutual funds
The form is used to register a new Investor, who is obliged to provide, together with the Application for Registration, the documents and documents necessary to establish the identity of the Investor’s person and any natural person acting on behalf of the Investor and to verify them in accordance with Article B. point 2. par. 2.9. General Terms and Conditions.
Below you will find a list of the minimum documents and documents required from the Investor, who is obliged to deliver the individual documents with the Application for Registration form to the IAD’s registered office, while the IAD may also request additional documents and documents necessary to identify and establish the identity of the Investor and to verify them:
- Natural person: proof of identity (i.e. ID card or travel document and, if you are a foreigner residing in the Slovak Republic, a residence permit for the Slovak Republic),
- Minors: birth certificate, completed Dispositional Rights form and proof of identity of legal guardian,
- Natural persons and entrepreneurs: proof of identity and an extract from the official register or other official records in which they are registered (not older than three months),
- Legal entity and commercial company or cooperative: extract from the commercial register, extract from the official register or other official register in which the Investor is registered (not older than three months), proof of identity of the natural person acting on behalf of the Investor, completed Dispositive Rights form and completed Client Identification Form for legal entities,
- An association of natural or legal persons, i.e. a legal person other than a company or cooperative (e.g. a civic association, a society, a trade union, a political party or political movement, a church or religious society, a self-governing chamber, an interest association of legal persons), a special-purpose property association (e.g. a foundation, an institute or a fund established as a property association), a unit of local government (e.g. a local authority (e.g. municipality or higher territorial unit) or other entity so provided for by law (budget or contributory organisation, etc.), document on the establishment and formation of the Investor, extract from the official register or other official records in which it is registered (not older than three months), proof of identity of the natural person acting for the Investor, completed Dispositive Rights Form and completed Client Identification Form for legal entities,
- Investor, who is represented by an attorney on the basis of a power of attorney – in addition to the documents and documents according to Article B. point 2. par. 2.9. a) to e) of the General Terms and Conditions furthermore, a written power of attorney with a certified signature of the Investor as well as documents and documents necessary to identify and ascertain the identity of the attorney and their verification to the extent appropriate according to Article B. point 2. par. 2.9. a) to e) of the General Terms and Conditions, and proof of identity of the natural person who is authorised to act on the basis of the power of attorney,
- U.S. Resident – If the Investor is a U.S. resident (U.S. citizen or the Investor’s state of tax residency is the U.S.), the Investor is required to complete the FATCA forms for an individual or corporation along with the Unitholder Registration Application.
FATCA questionnaire for natural person
FATCA questionnaire for individuals and corporations – the current forms can be found here: the IRS W-8 and IRS W-9
The Slovak Republic is included in the list of countries that have reached an agreement with the USA on the basic content of the intergovernmental treaty MODEL IGA 1. The IAD uses this questionnaire to determine the ties of the shareholder – natural or legal person to the USA and its classification for FATCA purposes.
FATCA is a US law “Foreign Account Tax Compliance Act” dated 18.10.2010, which is effective from 1.10.2010. 7.2014. It imposes certain obligations on foreign (including Slovak) institutions to identify and verify their clients, as well as the obligation to report the information required by the Act on clients who are US tax residents. By obtaining this information, the law is intended to help the US prevent tax evasion. As of the effective date of FATCA, IAD has taken steps to comply with the requirements of FATCA and has registered with the US Internal Revenue Service (IRS) as a financial institution subject to FATCA obligations under the MODEL 1 intergovernmental treaty. IAD has been assigned a Global Intermediary Identification Number (GIIN): L1409Z.99999.SL.703.
The IAD is required to review Investors’ U.S. nexus in connection with FATCA. In the event that an Investor indicates in the Application for Registration and Issuance of Units or other contractual documentation with IAD that it is, or becomes in the future, a resident of the U.S., it is required to deliver to IAD a completed FATCA Questionnaire together with the attachments.
The investor is required to deliver the Application for Registration form with relevant documents to the IAD head office. The form consists of 4 pages. The signature of the Investor on the Application for Registration shall be verified by IAD or the Intermediary who receives the Application for Registration (files the Application for Registration with the Investor), otherwise the signature of the Investor on the Application for Registration must be officially verified.
The Investor is obliged to provide the IAD with the Application for Unit Holder Registration and Issuance of Units with the documents and documents necessary to identify and ascertain the identity of the person and to verify them in accordance with Article B. point 2. par. 2.9. General Terms and Conditions.
The form shall be attached to the Application for Registration and Redemption of Units if the client is a minor, a legal person or a proxy.
The form is to be completed by the Investor if:
- The Investor shall notify IAD of the natural person to whom it grants authorisation (power of attorney authorising him/her) to dispose of the units held by the Investor on its behalf, including by requesting redemption or repurchase, the manner in which it does so, and a specimen of his/her signature; if the Investor has granted authorisation (power of attorney) to more than one natural person, IAD shall at the same time notify whether they must act jointly or whether they may each act separately,
- The Investor, which is a legal entity, shall notify the IAD of the natural persons authorised to act on behalf of the Investor as a statutory body or a member of the statutory body of the Investor and their signature specimens,
- An Investor who is a minor or lacks legal capacity shall notify the natural person authorized to act on behalf of the Investor as the Investor’s legal representative and his/her signature specimen.
The Investor’s signature must be verified by the IAD or the Intermediary who receives (writes with the Investor) the Disposal Rights; the signature of the Investor on the Disposal Rights form may be verified by the Intermediary only if the Intermediary simultaneously receives (writes with the Investor) the Investor’s first Application for Registration. Otherwise, the Investor’s signature on the Disposal Rights Form must be authenticated.
The Investor may amend or cancel the Disposal Rights granted at any time . The modification or cancellation of the Disposal Rights shall be made and submitted by the Investor to IAD in writing using the Service Request Form. The Investor’s signature on such Request for Disposition of Services must be authenticated by IAD, otherwise the Investor’s signature on the Request for Disposition of Services form must be authenticated by an officer.
The Investor is required to provide the IAD with the Disposal Rights form with the documents and documents necessary to identify and establish the identity of the person and to verify the identity of the person pursuant to Article B. point 2. par. 2.9. General Terms and Conditions.
Using the Application for Redemption of Units form, an Investor may request redemption of Units by applying for:
- redemption of units from the Investor’s assets
- the redemption of units of one unit trust coupled with the subsequent issue of units of another unit trust (“Transfer between unit trusts”)
The signature of the Investor on the Application for redemption of Units made and submitted by the Investor shall be verified in writing by the IAD, otherwise the signature of the Investor on such Application for redemption of Units shall be authenticated by the IAD.
The Investor shall, together with the Application for redemption of Units or the Application for Transfer between Mutual Funds, provide IAD with the documents and papers necessary to identify and ascertain the identity of the person and to verify the same pursuant to Article B. point 2. par. 2.9. General Terms and Conditions.
The unit price at which a unit will be redeemed is not known on the date of receipt of the Application for redemption of units.
The valuation of the assets and liabilities in the unit trust and the determination of the unit price applicable on the date of receipt of the Application for redemption of units and at which the units will be redeemed is always made after the fact, e.g. In the case of daily valuation frequency, on the next business day following the day on which the Application for redemption of Units is received and accepted for processing, i.e. Units will not be redeemed at the Unit price displayed on the IAD website www.iad.sk or on IAD ONLINE when the Application for redemption of Units is submitted.
For the exact procedure and frequency of valuation of the assets and liabilities in the Mutual Fund, please refer to the Articles of Association of each Mutual Fund.
The form is used to report changes in: personal or identification data of the shareholder, change of email address for electronic sending, change of telephone number for secure access to data.
Through this form, the Investor has the opportunity to submit an application for:
- Change of data concerning the Investor. The Investor shall notify and demonstrate, by means of the Application for Services form, without delay after its occurrence, any change in the information concerning the Investor that is provided in the Application for Registration and any change in the documents and documents necessary for the identification and identification of the person and their verification that the Investor has submitted to the IAD; a material change thereof, in particular:
– change of name, surname, permanent residence address, correspondence address, type and number of identity document, state of tax residency,
– email address used for providing information by means of electronic communication, Mobile number for the purpose of providing IAD ONLINE Access service,
– status of a politically exposed person, status of a resident of the United States of America.
The Investor’s signature on such Service Request shall be verified by IAD or the Intermediary (however, the Intermediary cannot verify the Investor’s signature on a Service Request whereby the Investor notifies a change of Mobile Number for the purpose of providing IAD ONLINE Access) that accepts (files) the Service Request with the Investor; otherwise, the Investor’s signature must be authenticated.
Together with the Request for Services, the Investor is obliged to submit to IAD the documents and documents proving the change of the data concerning the Investor, which are mentioned in the Request for Registration, and the current documents and documents necessary for identification and identification of the person and their verification, which the Investor has submitted to IAD and which are related to the notified change.
- Dispositive Rights The Investor may change or cancel the Dispositive Rights granted at any time by using the Service Request Form.
The Investor’s signature on such Service Request Form must be authenticated by IAD, otherwise the Investor’s signature on the Service Request Form must be authenticated by an officer.
The Investor is required to provide IAD with the Request for Services with the documents and papers necessary to identify and identify the person and verify them pursuant to Article B. point 2. par. 2.9. General Terms and Conditions.
The Investor may change the person of the Intermediary (notify the IAD of the new Intermediary for the Investor) by means of the Request for Services – Notification of Change of Intermediary form.
The signature of the Investor on such Service Request shall be verified by the IAD or the Intermediary receiving (executing) the Service Request with the Investor.
The Investor is obliged to provide IAD with the Request for Services – Notification of Change of Intermediary with the documents and documents necessary to identify and establish the identity of the person and their verification according to Article B. point 2. par. 2.9. General Terms and Conditions.
Using the Service Request Form – Application for Periodic Payment of Units, an Investor may request periodic payment of Units by requesting:
- redemption of units from the Investor’s assets
- the redemption of units of one unit trust coupled with the subsequent issue of units of another unit trust (“Transfer between unit trusts”)
The signature of the Investor on the Request for Services – Application for Periodic Payment of Units made and submitted by the Investor shall be verified in writing by the IAD, otherwise the signature of the Investor on such Request for Services – Application for Periodic Payment of Units shall be authenticated by the IAD.
The Investor is required to provide to IAD, together with the Application for Services – Application for Periodic Payment of Units, the documents and papers necessary to identify and ascertain the identity of the person and to verify the same pursuant to Article B. point 2. par. 2.9. General Terms and Conditions.
The transfer of a unit is a change of the owner of a unit made on the basis of a contract pursuant to the Securities Act (in particular, a contract for the purchase of securities, a contract for the gift of securities) The transferor and the transferee shall apply for a change of the owner of the units in the list of unit holders and for the execution of the transfer of the units and the procedure shall be governed by the Common Operating Regulations.
Orders for registration of transfer of Units shall be given by the Transferor and the Transferee in writing and jointly on one form Notice of Change of Unit Holder – Transfer of Units. The authenticity of the signatures of the Transferor and Transferee shall be verified by the IAD, otherwise their signatures must be notarised.
The transferee is also required to enclose a duly completed Application for Unit Holder Registration and Issue of Units with the form if he has not already done so in the past.
The Investor shall provide to IAD, together with the Order for registration of transfer of the Unit, the documents and documents necessary for identification and ascertainment of the identity of the person and their verification pursuant to Article B. point 2. par. 2.9. General Terms and Conditions.
The transfer of a unit is a change of unit holder on the basis of a final decision on inheritance, a final decision of another state authority or other legal facts provided for by generally binding legal regulations and the procedure shall be governed by the Common Operating Regulations.
The order for registration of the transfer of Units (change in the person of the Unit holder) shall be submitted by the Transferee in writing on the form Notice of Change of Unit Holder – TRANSFER of Units. The authenticity of the signature of the Transferee shall be verified by the IAD, otherwise the signature must be authenticated by an official.
The transferee is obliged to attach to the form a document, the original or an officially certified copy thereof, proving the right to acquire the share certificate (e.g. a final order of the competent court in inheritance proceedings, a certificate of the competent notary authorised by the court on inheritance, a final order of the competent court in other related proceedings), otherwise the IAD will not register the transfer of the share certificate.
The transferee is also required to enclose a duly completed Application for Unit Holder Registration and Issue of Units with the form, if he has not already done so in the past.
The Investor is required to provide to IAD, together with the Order for registration of transfer of Units, the documents and documents necessary to identify and ascertain the identity of the person and to verify the same pursuant to Article B. point 2. par. 2.9. General Terms and Conditions.
Order for registration of a contractual pledge
In the form, the authorised person (which is the creditor or the pledgor or the NBS in accordance with Section 45(6) of the Securities Act) applies for the creation, modification and termination of the contractual pledge over the book-entry units of the unit-holder – the pledgor. The list of documents to be attached is set out in the form.
The contractual pledge of units shall be registered in the register of unit pledges kept by IAD and the procedure shall be governed by the Common Operating Regulations. The form shall be delivered to the registered office of the IAD. If the signature of the Investor is not verified by IAD, the authenticity of the signature must be officially verified.
The form will be provided by our client centre.
The Investor is obliged to provide IAD with the Order for registration of the contractual pledge along with the documents and documents necessary to identify and ascertain the identity of the person and their verification according to Article B. point 2. par. 2.9. General Terms and Conditions.
Order for registration of a statutory pledge
On the basis of the form, the authorised person (which is the competent state authority on the basis of a final decision issued pursuant to special regulations) applies for the creation, modification and termination of the statutory pledge over the unit-holder’s book-entry units. The list of documents to be attached is set out in the form. The legal pledge over the units shall be registered in the register of pledges over units kept by the IAD and the procedure shall be governed by the Common Operating Rules.
The form must be delivered to the IAD headquarters. If the Investor’s signature is not verified by IAD, the authenticity of the signature must be officially verified.
The form will be provided by our client centre.
The Investor shall, together with the Order for registration of the legal pledge, provide IAD with the documents and papers necessary for identification and ascertainment of the identity of the person and their verification pursuant to Article B. point 2. par. 2.9. General Terms and Conditions.
Order for registration of a security transfer in respect of units
The security transfer of units is registered in the register of security transfers of units maintained by the IAD and the procedure is governed by the Common Operating Regulations.On the basis of the form, the authorised person (who is the creditor or the debtor) applies for the creation, modification or termination of the security transfer of units of the unit-holder-debtor. In the case of creation and termination of a security transfer, the authorised person shall also submit the form Notice of Change of Owner – Transfer of Units. The list of documents to be attached is set out in the form.
The transfer of security over units shall be registered in the register of security transfers of units maintained by the IAD and the procedure shall be governed by the Common Operating Regulations. The form shall be delivered to the registered office of the IAD. If the signature of the Investor is not verified by IAD, the authenticity of the signature must be officially verified.
The form will be provided by our client centre.
The Investor is required to provide IAD, together with the Order for registration of the Security Transfer in respect of the Units, with the documents and documents necessary for the identification and identification of the person and their verification pursuant to Article B. point 2. par. 2.9. General Terms and Conditions.
Order for registration of suspension of the right to dispose (“SDR”) of units
On the basis of the form, the authorised person (which is the unit holder, pledgee, securities dealer under instruction or contract with the unit holder, authorised government authority, bailiff, supervisory authority, IAD) shall file an order for registration of suspension of the right to dispose of units (creation, cancellation).The suspension of the right to dispose of units shall be registered in the separate register of book-entry units maintained by the IAD and the depositary, and the procedure shall be governed by the Common Operating Regulations.
The Eligible Person is required to enclose with the Form documents evidencing his/her authority to lodge a Suspension of Disposal Right (“SDR”) Registration Order in respect of the Units. The form must be delivered to the registered office of the IAD. If the Investor’s signature is not verified by IAD, the authenticity of the signature must be certified by an official.
The form will be provided by our client centre.
The Investor is obliged to provide IAD, together with the Order for registration of the suspension of the right to dispose of Units, with the documents and documents necessary for the identification and ascertainment of the identity of the person and their verification pursuant to Article B. point 2. par. 2.9. General Terms and Conditions.
Forms for Profit, Top Life, VIP, Istota Invest and Junior Invest savings programmes
In the form, the Investor requests a change in the amount of the monthly contribution in the PROFIT and TOP LIFE savings or a change in the contractual commitment period of the TOP LIFE savings.
The form must be delivered to the IAD headquarters. If the Investor’s signature is not verified by IAD, the authenticity of the signature must be officially verified.
The Investor is obliged to provide IAD with the Application for changes in the PROFIT and TOP LIFE special-purpose savings products together with the documents and documents necessary to identify and ascertain the identity of the person and to verify them according to Article B. point 2. par. 2.9. General Terms and Conditions.
In the form, the Investor requests a change in the details (e.g. change of the target amount, change of the savings period, extraordinary deposit, etc.) in the individual programmes.
The form must be delivered to the IAD headquarters. If the Investor’s signature is not verified by IAD, the authenticity of the signature must be officially verified.
The Investor is obliged to provide IAD with the Application for the change of the details of the Variable Investment Programme, Istota Invest and Junior Invest with the documents and documents necessary to identify and establish the identity of the person and to verify them according to Article B. point 2. par. 2.9. General Terms and Conditions.
The form must be delivered to the IAD headquarters. If the Investor’s signature is not verified by IAD, the authenticity of the signature must be officially verified. If the Investor is only making a Request for New Access Credentials for IAD ONLINE Access or a Consent to Provide Information Electronically to IAD through this form, the signature of the Investor may also be verified by the Intermediary.
Through this form the Investor has the possibility to submit the following applications:
- Application for IAD ONLINE Access
In the form, the Investor applies for the establishment of IAD ONLINE Access and at the same time has to give his/her Consent to the provision of information in electronic form.
- Request for change of the form of IAD ONLINE Access
In the form, the Investor requests a change of the form of IAD ONLINE Access and at the same time has to give Consent to the provision of information in electronic form.
- Request for cancellation of blocking of IAD ONLINE Access
In the form, the Investor requests cancellation of blocking of IAD ONLINE Access. At the same time, the Investor can request new access data for the IAD ONLINE Access.
- Request for allocation of new Access Credentials for IAD ONLINE Access
The Investor requests IAD to allocate new Access Credentials for IAD ONLINE Access allocated by IAD (Password and Encryption Key).
- Consent to the provision of information by electronic means
The Investor consents to the provision of information by electronic means to IAD.
The Investor shall, together with the Application for IAD ONLINE Access and the consent to the provision of information in electronic form, provide IAD with the documents and papers necessary to identify and establish the identity of the person and to verify them in accordance with Article B. point 2. par. 2.9. General Terms and Conditions.