Disclaimer. This material is a marketing communication. IAD Sporenie offers Investment strategies with a low to high degree of investment risk and is intended for persons who are non-professional clients and are not residents of the United States of America, and who are willing to take a medium to high risk associated with the investment, and thus the risk of fluctuations in its value, possibly also losses of invested funds, and whose investment goals are aimed at asset appreciation and/or the creation of a financial reserve. When providing IAD Sporenie, the client’s portfolio consists of financial instruments, which are unit certificates of mutual funds managed by IAD Investments, správ. spol., a.s. (hereinafter referred to as “IAD”) and funds intended for the acquisition of Financial Instruments. The value of the investment in the mutual fund can also decrease and the return of the originally invested amount is not guaranteed. Investment in mutual funds is also associated with risk. In accordance with the statutes of mutual funds, the share of securities issued by states and international organizations, listed in the annex to the statutes of individual mutual funds, may exceed 35% of the value of assets in the fund, while this share may reach up to 100%. IAD is obliged to pay out the share certificate of the Prvý realitný fond fund without delay, but at the latest within an extended period of 12 months. Assets in the fund According to the terms of a special law, the Prvý realitný fond is invested mainly in real estate, including accessories for the purposes of their management and sale, in equity participations in real estate companies and in liquid financial assets, the economic nature of which results from a close connection with the real estate market.
Before you make any investment decision, see all related information about IAD Sporenie, including the fees you pay as a Client, in the documents: Business Terms for IAD Sporenie, Offer of Investment Strategies for IAD Sporenie, Contract for IAD Sporenie, Schedule of Fees for IAD Sporenie and Information about IAD and the services provided by it, which are available in the slovak language at the headquarters of IAD, at the headquarters of the Intermediary or at Intermediaries who are subordinate financial agents and perform financial mediation on the basis of a contract concluded with the Intermediary. You can familiarize yourself with the statute, sales prospectus and document with key information of the funds in the slovak language at the IAD headquarters or at www.iad.sk.
