Zaistený - IAD depozitné konto

Investing with a fixed return, which is always announced one month in advance.

Declared yield valid from 1.12.2022: 1.0% p.a.

It is intended for conservative investors.
Investment without entry and exit fees.
The fund has won most awards in financial product competitions.
Minimum initial investment: EUR 20
Minimum subsequent investment: EUR 20

Fund awards

Fund performance

Basic information

Fund detail

Documents

Fund performance

Daily data: 6. 12. 2022

Price of 1 unit certificate: 0,03932721 EUR
Equity: 21 725 707,57 EUR

Performance graph of the mutual fund in EUR

Move the cursor over the curve to show performance of the mutual fund on the relevant date. For a period of over 1 year, the fund’s performance is shown cumulatively.

Zaistený – IAD depozitné konto, o.p.f., IAD Investments, správ.spol., a.s.

Fund creation date: 1. 2. 2008

Past performance is not a predictor of future returns.

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Graph of annual performance values ​​of mutual fund Zaistený - IAD depozitné konto for the last 10 years to

Past performance is not a prerequisite for future earnings.

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Fund performance in EUR, 6. 12. 2022

Past performance is not a predictor of future returns.

The performance shown is on the last day of the previous calendar month, with the exception of the value YTD, which is reported as of 6. 12. 2022.

YTD 1 month 3 months 6 months 1 year 3 years cumul. / p.a. 5 years cumul. / p.a. 10 years cumul. / p.a. Since inception / p.a.
0,78 % 0,04 % 0,07 % 0,23 % 1,17 % 2,39 %
0,79 %
3,62 %
0,71 %
7,09 %
0,69 %
18,48 %
1,15 %

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Basic information

Who is the fund for

The mutual fund is intended for conservative investors who prefer capital protection to risky maximisation of return. We recommend it to our clients who wish to deposit their funds in euro for a period of one to twelve months.

Fund manager: IAD Investments, správ. spol., a.s.
Place of fund registration: Slovak Republic
Investment focus: a short-term investment fund
Denomination currency: EUR
Bank details: IBAN: SK65 7500 0000 0002 5507 9873
SWIFT: CEKOSKBX
Fund creation date: 1. 2. 2008
Minimum initial investment: 20 EUR
Minimum subsequent investment: 20 EUR
Entry fee: 0 %
Exit fee: 0 %
Management fee: max. 1% p.a.
Depository fee: 0,06 % p.a. including VAT
Risk profile (SRRI according to KIID): 1 2 3 4 5 6 7
ISIN: SK3110000716
Important documents: Documents and forms

Fund detail

Fund characteristics:

  • Short-term investment fund
  • No entry and exit fees
  • For conservative investors
  • Return determined in advance (for 1 month)
  • Investment horizon for a period of one to twelve months
  • Capital protection is preferred to return maximisation
  • Investments only in EUR
  • Investments in money market instruments and short-term time deposits

Awards received:

The prize for Zaisteny DK

Fund investment strategy:

The Management Company publishes the amount of the pre-determined income for the following period no later than on the last working day of the previous period. The objective of the investment policy is to achieve a return on the mutual fund’s assets determined in advance by the management company so that the achieved return does not fall below the specified minimum return in a specified period of at least one calendar month. The principle of management is to use financial instruments that provide a predefined fixed interest income and that will usually be held to maturity. The mutual fund’s performance will not be subject to exchange rate fluctuations. The mutual fund invests its assets exclusively in financial instruments denominated in EUR.

The development of the value of the fund’s assets is mainly due to:

Average impact:

General market risk arising from changes in the general level of market prices or interest rates.
Market risk arising from changes in the market value of positions in the mutual fund caused by changes in variable market factors, such as interest rates or a deterioration in the issuer’s creditworthiness.
Specific market risk arising from such a change in the price of only one issuer of the relevant financial instrument that is not related to changes in the general level of market prices or interest rates and is caused by factors related to the issuer of the relevant financial instrument and financial derivatives of the issuer of the relevant underlying instrument.
Interest rate risk arising from changes in interest rates and their impact on the value of mutual fund assets.
Credit risk arising from a debtor’s or other counterparty’s failure to meet its obligations under agreed terms; credit risk also includes government risk, concentration risk, trade settlement risk and counterparty risk.
The risk of an event due to unforeseeable circumstances that cause the market value of a financial instrument to decline suddenly or unexpectedly.

Documents

Key investor information, sales prospectus and fund status


Monthly report - October 2022

Monthly report - September 2022

Monthly report - August 2022

Monthly report - July 2022

Monthly report - June 2022

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Monthly report - January 2022

Monthly report - December 2021

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Monthly report - December 2016

Monthly report - November 2016

Monthly report – October 2016

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Monthly report - June 2016

Monthly report - May 2016

Monthly report - April 2016

Monthly report - March 2016

Monthly report - February 2016

Monthly report - January 2016



Are you interested in investing in mutual funds or looking for further information?

This material is a marketing announcement. Before making any investment decision, review the sales prospectus, articles of association and key investor information document for IAD Investments, reports. spol., a.s. (hereinafter referred to as “IAD”) in the Slovak language at the registered office of IAD, at points of sale, at the registered office of the depositary or at www.iad.sk. For more information, contact your financial intermediary or www.iad.sk.

The value of the investment in the mutual fund may also decrease and the return on the amount originally invested is not guaranteed. There is also a risk associated with investing in mutual funds. In accordance with the mutual fund statutes, the share of securities issued by states and international organizations listed in the annex to the statutes of individual mutual funds may exceed 35% of the value of the fund’s assets, which may reach up to 100%. The IAD is obliged to pay out the unit certificate of the Prvý realitný fond and the Korunový realitný fond without delay, but no later than within an extended period of 12 months. Assets in the fund Prvý realitný fond is invested mainly in real estate, including accessories for the purposes of their management and sale, in ownership interests in real estate companies and in liquid financial assets, the economic nature of which results in close links with the real estate market. Korunový realitný fond has at least 85% of its assets continuously invested in the units of the Prvý realitný fond.